Finance Built on Faith & Principle
Ethical, interest-free financing structured in full accordance with Islamic Sharia law. Home Purchase Plans, business finance, and investment products โ all independently certified Halal.
Built on Islamic Principles
Our Sharia-compliant products follow strict ethical guidelines rooted in Islamic financial law, certified by an independent Sharia supervisory board.
All our Islamic finance products are completely free from interest. Instead of charging interest, we use profit-sharing or co-ownership structures.
Profits and risks are shared between you and the financier โ a fair, equitable approach rooted in the Islamic principle of mutual benefit.
No financing for alcohol, gambling, tobacco, weaponry, or any Haram activity. Every product is screened for compliance before approval.
Our entire product suite is reviewed and certified by an independent Sharia Supervisory Board of qualified Islamic scholars.
Sharia-Compliant Products
A full range of Halal finance solutions for home buyers, property investors, and businesses of all sizes.
We purchase the property on your behalf and sell it to you at a fixed, agreed profit โ no interest, no ambiguity. Fully Sharia-compliant home ownership.
- Borrow $25,000 to $5,000,000 USD
- Diminishing co-ownership structure
- You gradually buy out our share
- Fixed profit rate for full term
We buy the property and lease it to you. Your monthly payments are rent, not interest. At the end of the term, ownership transfers fully to you.
- Individual and limited company options
- HMO and multi-unit properties
- Portfolio landlord specialists
- Up to 75% LTV
Profit-and-loss sharing business finance. We invest alongside you and share in the returns โ a true partnership aligned with Islamic commercial principles.
- $10,000 to $2,000,000 available
- Profit-sharing, not interest
- All halal business sectors considered
- Flexible terms 1โ10 years
Step onto the property ladder with a Sharia-compliant co-ownership plan. Low deposit options with dedicated Islamic finance adviser support throughout.
- Only 5% deposit required
- Free dedicated Islamic finance adviser
- Government scheme compatible
- Decision in 48 hours
Launch your Halal business with ethical start-up finance. We provide capital, you provide expertise โ sharing in the success together under Mudaraba.
- No trading history required
- Halal business sectors only
- Business plan guidance included
- Up to $250,000 for new ventures
Short-term Halal bridging finance for property transactions, auction purchases, and development projects โ structured under agency (Wakala) principles.
- Funds available within 7โ14 days
- Up to 70% LTV on residential
- Sharia-compliant open and closed bridge
- Independent Sharia board sign-off
How Sharia Finance Works
Our streamlined process ensures your finance is both compliant and competitive, from enquiry to completion.
Tell us about your financing need. Our Islamic finance specialists assess your requirements from day one.
Your application is reviewed by our Sharia board to ensure the most appropriate compliant structure is applied.
Receive a clear, transparent offer showing your profit rate and total cost โ no hidden charges, ever.
Finance completes in full accordance with Sharia requirements. You receive your keys or funds โ Halal.
Eligibility Requirements
Our Sharia-compliant products are open to Muslims and non-Muslims alike โ what matters is your commitment to ethical finance.
โ What We Look For
- Age 18+ โ open to any faith or background
- Valid residential address in your country
- Proof of income (employment, self-employment, rental)
- Clean or resolvable credit history
- Halal purpose โ ethical business or residential use
- UK or registered business (for business finance)
๐ซ What We Cannot Finance
- Alcohol, tobacco, or gambling businesses
- Adult entertainment or pornography
- Weapons or defence manufacturing
- Conventional interest-bearing investments
- Pork or non-halal food production
- Any Haram (prohibited) activity under Islamic law
Trusted by Our Clients
Real clients sharing their experience with our Islamic finance products.
“I had given up on owning a home because I couldn’t find a Sharia-compliant product that was genuinely competitive. Business & House Loan changed that. Their Murabaha plan gave me a profit rate better than any conventional mortgage I found.”
“Running a halal food business means I need finance that aligns with my values. The Musharaka business loan was perfect โ transparent profit-sharing, no interest, and the process was incredibly fast. Funds in 4 days.”
“As a non-Muslim, I chose the Ijara product purely because ethical finance makes sense to me. The structure is completely transparent and the adviser explained everything clearly. Couldn’t recommend more highly.”
Sharia Finance FAQs
๐ Explore All Our Loan Products
We offer 9 loan types โ find the one that fits your needs perfectly.
Ready for Halal Finance?
Apply in under 10 minutes. Decision within 48 hours. No interest. No hidden fees. No obligation.