The People Behind
Your Financial Future
Since 2015, Business & House Loan has been helping thousands of individuals and businesses across the UK access fast, fair, and flexible financing — with genuine human expertise at every step.
Built on Trust,
Driven by Results
Business & House Loan was founded in 2015 by a team of experienced financial advisers who saw a problem in the UK lending market: borrowers were being let down by slow, opaque processes, limited product access, and a lack of genuine expert guidance.
We set out to change that. Starting from a small office in London with a team of six, we built a whole-of-market brokerage that puts clients first — combining the breadth of a large financial institution with the personalised service of a local adviser.
— CEO, Business & House Loan
Today, we have funded over £2.4 billion in loans for more than 12,000 clients across England, Scotland, Wales, and Northern Ireland. Our team of 85+ financial experts works with a panel of 60+ lenders to ensure every client gets the best possible deal for their circumstances.
We are fully authorised and regulated by the Financial Conduct Authority and are proud to hold a 4.9/5 customer satisfaction rating across over 4,200 verified reviews.
Our Mission, Vision & Values
Everything we do is guided by three core principles that have defined our business from day one.
To make outstanding financial advice and competitive lending products accessible to every individual and business in the UK — regardless of their background or credit history.
To become the UK’s most trusted financial partner for home and business lending — known for speed, transparency, and the quality of care we give every single client.
Transparency in every interaction. Speed without compromise on accuracy. Human expertise supported by smart technology. And above all, doing right by our clients — every time.
We are a whole-of-market broker. We work for you, not for banks. Our advisers are remunerated based on client satisfaction, not on which lender pays the most.
FCA regulated since 2019. We adhere to the Consumer Duty framework and all relevant FCA guidelines — ensuring every client receives advice that serves their best interests.
We donate 1% of revenue to financial literacy programmes in underserved communities. Because we believe everyone deserves access to financial knowledge, not just financial products.
The Experts Behind Your Loan
Our leadership team brings together decades of experience across retail banking, commercial finance, and financial regulation.
A Decade of Growth
From a six-person start-up to one of the UK’s most trusted lending intermediaries — here are the milestones that shaped who we are.
Launched from a London office with 6 advisers and a simple mission: make great lending accessible to everyone.
Reached our first 1,000 clients and expanded our lending panel, adding specialist products for self-employed and adverse credit applicants.
Received full FCA authorisation (FRN: 987654), marking a major milestone in our commitment to consumer protection and regulatory excellence.
Launched our proprietary online application system, reducing average application time from 45 minutes to under 10 minutes.
Crossed the £1 billion funding milestone and expanded to 85+ staff, with dedicated teams for mortgages, business finance, and customer support.
Now one of the UK’s fastest-growing lending intermediaries, rated 4.9/5 across 4,200+ verified reviews with 60+ lenders on panel.
Regulated, Recognised & Trusted
Every accreditation and award we hold is a reflection of our ongoing commitment to fair, transparent, and expert financial services.
What Makes Us Different
In a crowded market, here is what sets Business & House Loan apart from every other lender and broker.
We search the whole market — not just one bank’s products. That means genuinely better rates and more approvals.
Our streamlined process delivers lending decisions faster than any high street bank — days, not weeks.
One dedicated expert assigned to your case from start to finish — always available, always accountable.
Every recommendation we make is governed by FCA rules. Your interests are legally protected at all times.
All costs are disclosed before you commit. The price we quote is the price you pay — no surprises.
We work with specialist lenders who consider adverse credit, self-employed, complex income, and unusual properties.
256-bit SSL encryption, two-factor authentication, and continuous fraud monitoring protect your data 24/7.
Mon–Fri 9am–6pm our expert team is available by phone, email, or live chat. No chatbots. Real people.
That Puts You First?
Apply in under 10 minutes. Get a decision within 48 hours. No obligation, no upfront fees, and no impact on your credit score to enquire.