About Us — Business & House Loan
πŸ”’ Regulated & Authorised⚑ 48-Hour ApprovalπŸ’΅ Rates from 3.2% APRπŸ“‹ No Hidden Fees⭐ 4.9/5 Rating
πŸ“ New York, USEN
Our Story

The People Behind Your Financial Future

Since 2015, Business & House Loan has helped thousands of people and businesses across Latin America access fast, fair and flexible financing.

2015Founded
85+Finance Experts
60+Lenders on Panel
4.9/5Client Rating
Our Story

Built on Trust, Driven by Results

Business & House Loan was founded in 2015 by a team of experienced financial advisers who spotted a problem: borrowers were being let down by slow processes, limited product access and a lack of genuine expert guidance.

Starting from a small office in Mexico City with a team of six, we built a whole-of-market brokerage that puts clients first — combining the breadth of a large institution with the personal service of a local adviser.

“Our mission has always been simple: make quality financing accessible to everyone. Whether you are buying your first home or scaling your tenth business.”
— CEO, Business & House Loan
$2.4B+Loans Funded
12,000+Happy Clients
85+Finance Experts
60+Lenders on Panel
4.9/5Client Rating
10+Years Experience
Mission, Vision & Values

What Defines Us

🎯

Our Mission

To make exceptional financial advice and competitive loan products accessible to every individual and business in Latin America — regardless of their background or credit history.

πŸ”­

Our Vision

To become the most trusted financial partner in LATAM for home and business loans — known for speed, transparency and the quality of care we give every client.

πŸ’Ž

Our Values

Transparency in every interaction. Speed without sacrificing accuracy. Human expertise backed by smart technology. And above all, doing right by our clients — always.

The Team

The Experts Behind Your Loan

MC

Miguel Carter

Chief Executive

20+ years in retail banking including senior roles at HSBC and Santander. Founded the company with a vision of universal financial access.

SR

Sara Reynolds

Chief Financial Officer

Chartered accountant with 18 years in financial services. Oversees compliance and our relationships with 60+ lenders.

JP

Javier Patel

Head of Mortgages

15 years specialising in residential and investment mortgages. Has advised on over 3,000 property transactions.

EO

Emma O’Brien

Head of Business Finance

MBA, ex-commercial bank manager. Leads our business lending division specialising in growth finance.

Verified Reviews

Trusted by Thousands of Clients

Over 4,200 verified reviews across Google, Trustpilot and Feefo — rated 4.9/5.

★★★★★

“Applied Monday, had a mortgage offer by Wednesday. The process was explained clearly and the rate beat everything I found elsewhere.”

JM
Jorge MartinezFirst-Time Buyer · Mexico City · Google ✓
★★★★★

“Needed $180,000 USD for a business acquisition. Approved in 48 hours, funds released four days later. Outstanding service.”

RC
Rosa ContrerasBusiness Owner · Guadalajara · Trustpilot ✓
★★★★★

“Remortgaged when my fixed rate ended. They found a deal saving me $340/month. Completed in just 12 days online.”

DH
David HerreraHomeowner · Monterrey · Feefo ✓

Our Journey

2015

Founded in Mexico City

Started with 6 advisers and a mission: make quality finance accessible to everyone in LATAM.

2017

1,000 Clients & 15 Lenders

Rapid growth through referrals. Added specialist lenders for self-employed and complex income clients.

2019

Full Regulatory Authorisation

Received FRN: 987654. A milestone cementing our commitment to consumer protection.

2021

Online Platform Launch

Applications reduced from 45 minutes to under 10 minutes. Digital-first but never losing the human touch.

2026 β€” Today

$2.4B+ Funded · 12,000+ Clients

One of the fastest-growing loan intermediaries in LATAM, rated 4.9/5 across 4,200+ verified reviews.

Regulated & Trusted

As a regulated financial intermediary (FRN: 987654), every recommendation we make is governed by financial services regulation. You are legally protected, you receive written advice, and you have access to our complaints procedure and external resolution services if you ever need them.

🔒
FRN: 987654 β€” Fully AuthorisedRegulated advice, not just information
ICO Registered — Data ProtectedYour data handled under GDPR principles
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4.9/5 — 4,218 Verified ReviewsGoogle, Trustpilot and Feefo verified
Why Choose Us →

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