Fund Your Business.
Fuel Your Growth.
From working capital and equipment to expansion and acquisitions — we provide fast, flexible business finance tailored to your ambitions. Decisions in 48 hours, funds in days.
Finance for Every Stage of Business
Whether you’re launching, scaling, investing in equipment or managing cash flow — we have a tailored business loan product for every goal.
Keep your business moving with a flexible working capital loan. Cover day-to-day costs, manage cash flow gaps, or take advantage of supplier opportunities.
Finance the machinery, vehicles, or technology your business needs without draining working capital. The equipment itself often serves as security.
Turn your business idea into reality. We support new businesses with accessible start-up finance and free mentoring to give your venture the best possible start.
Ready to scale? Finance a new location, hire staff, launch a new product line, or acquire a competitor. We fund ambitious businesses that are ready to grow.
Buy, refinance, or develop commercial premises. From offices and retail units to warehouses and mixed-use developments — we fund commercial property of all types.
Stop waiting 30–90 days for customers to pay. Release up to 90% of the value of your outstanding invoices immediately, then repay when your customers settle.
Transparent Business Loan Rates
All rates shown are representative. Your actual rate depends on your business profile, loan amount, term and security offered. No hidden fees — ever.
| Product | Rate From | Loan Range | Max Term | Security | Decision | |
|---|---|---|---|---|---|---|
| Working Capital Loan ⭐ Most Popular | 5.9%APR | £10k – £500k | 5 Years | Unsecured | 24–48 hrs | Apply → |
| Equipment Finance | 6.9%APR | £5k – £2M | 7 Years | Asset-backed | 48–72 hrs | Apply → |
| Business Expansion | 6.4%APR | £50k – £2M | 10 Years | Secured / Unsecured | 48–72 hrs | Apply → |
| Commercial Property | 5.5%APR | £100k – £5M | 25 Years | Property | 3–5 days | Apply → |
| Start-Up Loan | 7.9%APR | £500 – £100k | 5 Years | Personal guarantee | 3–5 days | Apply → |
| Invoice Finance | 7.4%APR | Based on invoices | Ongoing | Invoices | 24–48 hrs | Apply → |
Representative APR. Rates correct as of March 2026. All business loans subject to status, credit assessment, and full application. Security may be required for larger amounts.
Business Finance Built Around Your Goals
We understand that every business is different. That’s why we take a personal approach — getting to know your business before matching you with the right finance solution.
Do You Qualify for a Business Loan?
We consider businesses of all sizes and ages. Here’s what we typically look for — and what might affect your application.
Funding Your Business in 4 Steps
We’ve made business lending as fast and straightforward as possible — so you spend less time on paperwork and more time running your business.
Complete our simple online application in under 10 minutes. Tell us about your business, funding need, and goals — no commitment required.
⏱ 10 minutesOur team reviews your application and matches you with the most suitable lenders from our panel of 50+. We submit to the one most likely to approve you.
⏱ 24–48 hrsYou receive a credit decision within 48 hours. If approved, we’ll walk you through the offer, terms, and any conditions before you sign anything.
⏱ 24–48 hrsOnce contracts are signed, funds are transferred directly to your business bank account — usually within 24–72 hours of final approval.
⏱ 24–72 hrsWe Finance Every Type of Business
From high street retail to high-tech startups — we have experience funding businesses across every major UK industry sector.
Businesses We’ve Helped Grow
Real business owners sharing how our finance helped them achieve their goals.
“We needed £200,000 for a business acquisition and had it approved in 48 hours. The rates were better than our own bank offered and the process was completely transparent from start to finish.”
“As a startup with no trading history I expected rejection everywhere. They found us a lender willing to back our business plan and the mentoring that came with the start-up loan has been invaluable.”
“We needed equipment finance to buy three new delivery vehicles. The process took 3 days and the repayments fit perfectly around our cash flow. Our fleet is now fully funded and earning.”
Common Questions Answered
How much can my business borrow?
Can I get a business loan as a sole trader?
What if I have bad credit?
Do I need to provide security or a personal guarantee?
How quickly will I receive the funds?
Can I repay my business loan early?
Is business loan interest tax deductible?
Is One Click Away
Apply in 10 minutes. Credit decision in 48 hours. Funds in your account within days. No obligation to proceed.