Loan Types – Business and House Loan
๐Ÿ”’ Regulated & Authorised โšก 48-Hour Approval ๐Ÿ’ต Rates from 3.1% APR ๐Ÿ“‹ No Hidden Fees โญ 4.9/5 Rating
๐Ÿ“‹ Our Complete Loan Range

Find the Right Loan for Your Goals

From first-time mortgages to multi-million business finance โ€” including our Sharia-compliant products for ethical, interest-free financing.

$2.4B+Loans Funded
12,000+Happy Clients
94%Approval Rate
9Loan Products
๐Ÿ”’ FCA Regulated & Authorised
โšก 48-Hour Approval Process
๐Ÿ’ต Rates from 3.1% APR
๐Ÿ“‹ No Hidden Fees
๐ŸŒ™ Sharia-Compliant Options Available
โญ 4.9/5 ยท 4,218 Reviews
๐ŸŒ™ NEW: Sharia-Compliant Finance Available Interest-free home & business loans โ€” certified Halal โ€” profit rates from 3.9% Explore Sharia Finance โ†’

Our Complete Loan Range

Every product below is available through our panel of 60+ lenders. Your adviser searches all of them to find the best match for you.

โญ Most Popular
๐Ÿ 
Residential Mortgage
3.2% APR from / year
Fixed RateVariable RateUp to 95% LTV5โ€“30 Years

Purchase your dream home with a mortgage tailored to your income, deposit, and timeline. Fixed and variable rates available.

  • Borrow $50,000 to $5,000,000 USD
  • Decision within 48 hours
  • No early repayment fee on most products
  • Self-employed income accepted
Learn More โ†’
Best for First Buyers
๐Ÿ”‘
First-Time Buyer
3.5% APR from / year
5% DepositGov. SchemesFree Advice

Step onto the property ladder with our specialist first-time buyer mortgage. Low deposit options and a dedicated adviser from start to keys.

  • Only 5% deposit required
  • Government scheme eligible
  • Free dedicated FTB adviser
  • Decision in 48 hours
Learn More โ†’
๐Ÿ’ฐ Save Money
๐Ÿ”„
Remortgage
3.1% APR from / year
Rate SwitchCapital RaisingNo Exit Fees*

Switch to a better rate and potentially save hundreds per month. We search the whole market to find the most competitive remortgage deal.

  • Average saving of $280/month
  • Capital raising available
  • Completed in under 4 weeks
  • No valuation fee on selected products
Learn More โ†’
Landlords
๐Ÿข
Buy-to-Let
4.1% APR from / year
Interest OnlyLtd CompanyHMOPortfolio

Grow your property portfolio with specialist buy-to-let mortgage products. Interest-only options for individual landlords and limited companies.

  • Individual and limited company options
  • HMO and multi-unit properties
  • Portfolio landlord specialists
  • Up to 75% LTV available
Learn More โ†’
Fast Funding
๐Ÿ’ผ
Business Loan
5.9% APR from / year
UnsecuredSecuredInvoice FinanceAsset Finance

Fast, flexible business financing from $10,000 to $2,000,000. Fund equipment, manage cash flow, or seize a growth opportunity.

  • $10,000 to $2,000,000 available
  • Funds in account within 5 days
  • All business types considered
  • Flexible 1โ€“10 year terms
Learn More โ†’
New Business
๐Ÿš€
Start-Up Finance
6.9% APR from / year
No History NeededGovt. BackedPlan Help

Launching a new business? Secure funding even without trading history. Our start-up loan specialists provide business plan guidance as standard.

  • No trading history required
  • Government-backed schemes available
  • Business plan guidance included
  • Up to $250,000 for new businesses
Learn More โ†’
Short-Term
๐ŸŒ‰
Bridging Loan
0.65% per month from
1โ€“18 MonthsAuction FinanceChain Break

Short-term finance to bridge a gap between property transactions. Ideal for auction purchases, chain breaks, or property development.

  • Funds available within 7โ€“14 days
  • Up to 75% LTV on residential
  • Open and closed bridge options
  • Regulated and unregulated products
Learn More โ†’
Simplify Debt
๐Ÿ”—
Debt Consolidation
4.9% APR from / year
SecuredUnsecuredAll Credit

Combine multiple debts into one manageable monthly payment, often at a lower overall rate. Reduce stress and improve your monthly cash flow.

  • Single monthly payment
  • Potentially lower overall rate
  • Adverse credit considered
  • No obligation assessment
Learn More โ†’
๐ŸŒ™ NEW
โ˜ช๏ธ
Sharia Compliance Loans
Profit Rate from 3.9%
Interest-FreeHalal Finance MurabahaIjara

Ethical, interest-free financing structured in accordance with Islamic principles. Home purchase plans, business finance and investment products โ€” all fully Sharia-compliant.

  • 100% Sharia-compliant โ€” no interest (riba)
  • Home Purchase Plans (HPP) available
  • Business & investment finance
  • Certified by an independent Sharia board
Learn More โ†’

Compare All Loan Types

A quick reference guide to help you choose the right product for your situation.

Loan TypeRate FromMin. Borrow Max. BorrowTermDecision
๐Ÿ  Residential Mortgage3.2% APR$50,000$5,000,0005โ€“30 yrs48 hrs
๐Ÿ”‘ First-Time Buyer3.5% APR$50,000$2,000,0005โ€“35 yrs48 hrs
๐Ÿ”„ Remortgage3.1% APR$50,000$5,000,0005โ€“30 yrs48 hrs
๐Ÿข Buy-to-Let4.1% APR$75,000$3,000,0005โ€“25 yrs48 hrs
๐Ÿ’ผ Business Loan5.9% APR$10,000$2,000,0001โ€“10 yrs48 hrs
๐Ÿš€ Start-Up Finance6.9% APR$5,000$250,0001โ€“5 yrs72 hrs
๐ŸŒ‰ Bridging Loan0.65%/mo$25,000$25,000,0001โ€“18 mo7 days
๐Ÿ”— Debt Consolidation4.9% APR$10,000$500,0001โ€“25 yrs48 hrs
๐ŸŒ™ Sharia Compliance Loans NEW 3.9% Profit $25,000$5,000,0005โ€“30 yrs48 hrs
* Representative rates. Subject to individual eligibility and full credit assessment. Your home may be at risk if you do not keep up repayments on a secured loan. Sharia products structured as profit-sharing arrangements โ€” no interest (riba) charged.

Found Your Perfect Loan Type?

Apply in under 10 minutes. Decision within 48 hours. No obligation and no credit impact to enquire.

๐ŸŒ™ NEW: Sharia-Compliant Finance Interest-free home & business loans โ€” certified Halal โ€” from 3.9% Explore Sharia Finance โ†’ All Products