Loan Types — Business & House Loan
🔒 Regulated & Authorised 48-Hour Approval 💵 Rates from 3.2% APR 📋 No Hidden Fees 4.9/5 Rating
📍 New York, US EN
Our Complete Loan Range

Find the Right Loan
for Your Goals

From first-time mortgages to multi-million business finance — including Sharia-compliant products for ethical, interest-free financing. 60+ lenders searched for you.

$2.4B+Loans Funded
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🌙 NEW: Sharia-Compliant Finance Available Interest-free home & business loans — certified Halal — profit rates from 3.9% Explore Sharia Finance →
All Products

Our Complete Loan Range

Every product is available through our panel of 60+ lenders. Your named adviser searches all of them to find the best match for your exact situation.

⭐ Most Popular
🏠

Residential Mortgage

3.2% APR from / year
Fixed Rate Variable Rate Up to 95% LTV 5–30 Years

Purchase your dream home with a mortgage tailored to your income, deposit, and timeline. Fixed and variable rates available across our whole panel.

  • Borrow $50,000 to $5,000,000 USD
  • Decision within 48 hours
  • No early repayment fee on most products
  • Self-employed income accepted
Learn More →
Best for First Buyers
🔑

First-Time Buyer

3.5% APR from / year
5% Deposit Gov. Schemes Free Advice

Step onto the property ladder with our specialist first-time buyer mortgage. Low deposit options and a dedicated adviser from start to keys.

  • Only 5% deposit required
  • Government scheme eligible
  • Free dedicated FTB adviser
  • Decision in 48 hours
Learn More →
💰 Save Money
🔄

Remortgage

3.1% APR from / year
Rate Switch Capital Raising No Exit Fees*

Switch to a better rate and potentially save hundreds per month. We search the whole market to find the most competitive remortgage deal.

  • Average saving of $280/month
  • Capital raising available
  • Completed in under 4 weeks
  • No valuation fee on selected products
Learn More →
Landlords
🏢

Buy-to-Let

4.1% APR from / year
Interest Only Ltd Company HMO Portfolio

Grow your property portfolio with specialist buy-to-let mortgage products. Interest-only options for individual landlords and limited companies.

  • Individual and limited company options
  • HMO and multi-unit properties
  • Portfolio landlord specialists
  • Up to 75% LTV available
Learn More →
Fast Funding
💼

Business Loan

5.9% APR from / year
Unsecured Secured Invoice Finance Asset Finance

Fast, flexible business financing from $10,000 to $2,000,000. Fund equipment, manage cash flow, or seize a growth opportunity today.

  • $10,000 to $2,000,000 available
  • Funds in account within 5 days
  • All business types considered
  • Flexible 1–10 year terms
Learn More →
New Business
🚀

Start-Up Finance

6.9% APR from / year
No History Needed Govt. Backed Plan Help

Launching a new business? Secure funding even without trading history. Our specialists provide business plan guidance as standard.

  • No trading history required
  • Government-backed schemes available
  • Business plan guidance included
  • Up to $250,000 for new businesses
Learn More →
Short-Term
🌉

Bridging Loan

0.65% per month from
1–18 Months Auction Finance Chain Break

Short-term finance to bridge a gap between property transactions. Ideal for auction purchases, chain breaks, or property development.

  • Funds available within 7–14 days
  • Up to 75% LTV on residential
  • Open and closed bridge options
  • Regulated and unregulated products
Learn More →
Simplify Debt
🔗

Debt Consolidation

4.9% APR from / year
Secured Unsecured All Credit

Combine multiple debts into one manageable monthly payment, often at a lower overall rate. Reduce stress and improve your monthly cash flow.

  • Single monthly payment
  • Potentially lower overall rate
  • Adverse credit considered
  • No obligation assessment
Learn More →
🌙 NEW
☪️

Sharia Compliance Loans

Profit Rate from 3.9%
Interest-Free Halal Finance Murabaha Ijara

Ethical, interest-free financing structured in accordance with Islamic principles. Home purchase plans, business finance and investment products — fully Sharia-compliant.

  • 100% Sharia-compliant — no interest (riba)
  • Home Purchase Plans (HPP) available
  • Business & investment finance
  • Certified by an independent Sharia board
Learn More →
Quick Comparison

Compare All Loan Types

A quick reference guide to help you choose the right product for your situation.

Loan Type Rate From Min. Borrow Max. Borrow Term Decision
🏠 Residential Mortgage 3.2% APR $50,000$5,000,000 5–30 yrs48 hrs
🔑 First-Time Buyer 3.5% APR $50,000$2,000,000 5–35 yrs48 hrs
🔄 Remortgage 3.1% APR $50,000$5,000,000 5–30 yrs48 hrs
🏢 Buy-to-Let 4.1% APR $75,000$3,000,000 5–25 yrs48 hrs
💼 Business Loan 5.9% APR $10,000$2,000,000 1–10 yrs48 hrs
🚀 Start-Up Finance 6.9% APR $5,000$250,000 1–5 yrs72 hrs
🌉 Bridging Loan 0.65%/mo $25,000$25,000,000 1–18 mo7 days
🔗 Debt Consolidation 4.9% APR $10,000$500,000 1–25 yrs48 hrs
🌙 Sharia Compliance Loans NEW 3.9% Profit $25,000$5,000,000 5–30 yrs48 hrs
* Representative rates. Subject to individual eligibility and full credit assessment. Your home may be at risk if you do not keep up repayments on a secured loan. Sharia products structured as profit-sharing arrangements — no interest (riba) charged.
Simple Process

Get Funded in 4 Easy Steps

Our streamlined process takes you from application to funding faster than any traditional bank.

01
📝

Apply in 10 Minutes

Complete our simple online application. No paperwork at this stage — just the basics.

02
🔍

We Search 60+ Lenders

Your named adviser searches our entire panel to find the very best rate for you.

03

Decision in 48 Hours

We handle all lender communication and keep you updated every step of the way.

04
💰

Receive Your Funds

Business loans in your account within days. Mortgages complete on your agreed date.

Found Your Perfect Loan Type?

Apply in under 10 minutes. Decision in 48 hours. No obligation or upfront fees.

🌙 NEW: Sharia-Compliant Finance Interest-free home & business loans — certified Halal — from 3.9% Explore Sharia Finance → All Products