Find the Right Loan
for Your Goals
From first-time mortgages to multi-million pound business finance — explore our full range of regulated lending products with competitive rates and fast decisions.
Our Complete Loan Range
Every product below is available through our panel of 60+ lenders. Your adviser searches all of them to find the best match for you.
Purchase your dream home with a mortgage tailored to your income, deposit, and timeline. Fixed and variable rates available with terms up to 30 years.
- Borrow £50,000 to £5,000,000
- Decision within 48 hours
- No early repayment fee on most products
- Self-employed and complex income accepted
Step onto the property ladder with specialist first-time buyer products. Low deposit options, government scheme eligibility, and a dedicated adviser from start to keys.
- Only 5% deposit required
- Government scheme eligible
- Free dedicated FTB adviser
- Decision in 48 hours
Switch to a better rate and potentially save hundreds per month. We search the whole market to find the most competitive remortgage deal for your circumstances.
- Average saving of £280/month
- Capital raising available
- Process completed in under 4 weeks
- No valuation fee on selected products
Grow your property portfolio with specialist buy-to-let mortgage products. Interest-only options available for individual landlords and limited companies.
- Individual and limited company options
- HMO and multi-unit properties
- Portfolio landlord specialists
- Up to 75% LTV available
Fast, flexible business financing from £10,000 to £2,000,000. Fund equipment, manage cash flow, or seize a growth opportunity with decisions in 48 hours.
- £10,000 to £2,000,000 available
- Funds in account within 5 days
- All business types considered
- Flexible 1–10 year terms
Launching a new business? Secure funding even without trading history. Our start-up loan specialists provide business plan guidance as standard.
- No trading history required
- Government-backed schemes available
- Business plan guidance included
- Up to £250,000 for new businesses
Short-term finance to bridge a gap between property transactions. Ideal for auction purchases, chain breaks, or property development projects requiring fast capital.
- Funds available within 7–14 days
- Up to 75% LTV on residential
- Open and closed bridge options
- Regulated and unregulated products
Combine multiple debts into one manageable monthly payment, often at a lower overall rate. Reduce stress and improve your monthly cash flow with a tailored solution.
- Single monthly payment
- Potentially lower overall rate
- Adverse credit considered
- No obligation assessment
Compare All Loan Types
A quick reference guide to help you choose the right product for your situation.
| Loan Type | Rate From | Min. Borrow | Max. Borrow | Term | Decision |
|---|---|---|---|---|---|
| 🏠 Residential Mortgage | 3.2% APR | £50,000 | £5,000,000 | 5–30 yrs | 48 hrs |
| 🔑 First-Time Buyer | 3.5% APR | £50,000 | £2,000,000 | 5–35 yrs | 48 hrs |
| 🔄 Remortgage | 3.1% APR | £50,000 | £5,000,000 | 5–30 yrs | 48 hrs |
| 🏢 Buy-to-Let | 4.1% APR | £75,000 | £3,000,000 | 5–25 yrs | 48 hrs |
| 💼 Business Loan | 5.9% APR | £10,000 | £2,000,000 | 1–10 yrs | 48 hrs |
| 🚀 Start-Up Finance | 6.9% APR | £5,000 | £250,000 | 1–5 yrs | 72 hrs |
| 🌉 Bridging Loan | 0.65%/mo | £25,000 | £25,000,000 | 1–18 mo | 7 days |
| 🔗 Debt Consolidation | 4.9% APR | £10,000 | £500,000 | 1–25 yrs | 48 hrs |
| * Representative APR. Rates subject to individual eligibility. Your home may be at risk if you do not keep up repayments on a secured loan. | |||||
Eligibility & Quick Calculator
Check the general criteria and estimate your monthly repayment instantly.
- ✓Age 18+Must be 18 or over. Some business products require age 21+.
- ✓UK ResidentValid UK residential address with the right to remain in the UK.
- ✓UK Bank AccountA valid UK bank account in your own name is required for all products.
- ✓Income & AffordabilityEmployment, self-employment, rental, or business profits all considered.
- ✓No Active BankruptcyNo current bankruptcy or IVA. Past credit issues considered case by case.
- ✓UK-Registered BusinessFor business finance, your business must be registered and trading in the UK.
Estimate your monthly repayment instantly — no credit check required.
Apply in under 10 minutes. Decision within 48 hours. No obligation and no credit impact to enquire.