Switch Rate, Save Every Month
When your fixed rate ends, your lender moves you onto their Standard Variable Rate — often much higher. We search 60+ lenders to find you a better deal before that happens.
5 Reasons to Switch Your Mortgage
When your deal expires, lenders automatically move you to their SVR — which can be 2–3% higher. Remortgaging at the right time can save hundreds per month.
More equity means a lower LTV, which unlocks better rates. If your property value has risen since you bought, you could qualify for significantly lower rates.
Access the equity built up in your property to fund renovations, extensions or other investments without taking out a personal loan at a higher rate.
Fold credit cards, loans or overdrafts into your mortgage at a much lower interest rate. This can significantly reduce your total monthly outgoings.
Extend your term to lower monthly payments, or shorten it to pay off your mortgage sooner. Remortgaging gives you full flexibility to restructure.
🔄 Remortgage Savings Calculator
Indicative only. Actual savings depend on your circumstances.
Start your remortgage search 3–6 months before your current deal ends. Most mortgage offers are valid for 3–6 months, so you can lock in a rate now and switch seamlessly when your current deal expires without paying early repayment charges.